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Ad lease is good baseline...Tutorial:..... Posted by Mike Lynch [Email] ![]() ![]() In Reply to: Leasing questions, Davel, Mon, 10 Jan 2005 16:57:35 Members do not see ads below this line. - Help Keep This Site Online - Signup |
There are no leases availible on remaining 2004's. There is a very good advertised lease on the Saab website for a 2005 Linear.
The terms are based on a basic 9-3 Linear, stick, no options, not even metallic paint, MSRP $27,570. It's 36 months with 12k per year, with $2,999 "due at signing" for $239 a month, plus local tax and license. It already assumes/includes the $750 GM Loyalty because you own a Saab.
The $2,999 due at signing is 1st payment $239 + acquistion fee $595 + a $2,915 down payment/cap reduction, LESS the $750 GM Loyalty = $2,999. In SoCal $2,999 grows to $3,506ish when you add the tax on the payment, the tax on the down payment/cap reduction, doc fee, tire tax and license.
HERE'S HOW TO MAKE IT WORK FOR ALL 9-3 LINEARS: Additional equipment adds about $16ish a month per $1,000, and less or more cash than the $2,999 due at signing moves the payment about $28ish a month. So a $1,350 automatic adds $20ish a month to the payment. Going with 15k instead of 12k adds roughly $8, 10k makes it $8ish less.
These numbers are achieved with a substantial Saab lease incentive AND a steep dealer discount in addition to an equivalent rate of on 0.72%. The ad lease in SoCal is less than $200 over invoice, but the actual cap cost/selling price winds up being $2,300 UNDER invoice.
The point being that the advertised lease is a very good deal on the car for the consumer which includs a big lease incentive and a low rate from Saab, a big dealer discount and no profit on the lease rate or acquisition fee.
Most dealers have a hard time meeting the ad lease parameters even if they have the exact base ad car and furthermore folks seldom want the base-base car, but the elements that make the ad lease apply to all 9-3 Linears.
posted by 63.197.222...
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