Parking lot scratch - Saab 9-3SS Bulletin Board - Saabnet.com
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Parking lot scratch
Posted by Bo [Email] (more from Bo) on Tue, 9 Jan 2007 22:04:45
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Hi,
Sadly my fusion blue 06 9-3 SC was scratched at the parking lot. Don't know who did that but the scratch is pretty bad. The body shop of my dealer told me that door panel of the passenger side front door needs replacing and the cost is about $2300.
My insurance is from Farmers, and it has comprehensive ($100 ded.), collision ($500 ded.), uninsured motorists, and uninsured motorists property waiver. I am wondering whether I should file the claim under comprehensive or under collision. My agent told me comprehensive so I pay $100 but the insurance claim agent told me collision so I need to pay $500. Can ninsured motorists property waiver further reduce my loss?
Thank you for your opinion.
Bo
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