My Flawed Comparison - Saab 9-5 Bulletin Board - Saabnet.com
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My Flawed Comparison
Posted by Jas (more from Jas) on Sun, 30 Jan 2005 19:03:02
In Reply to: Re: Lease buy comparison, jsy, Fri, 28 Jan 2005 16:26:04
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Thanks for putting the oppertunity cost and NPV into play, but if you notice, I eliminated the need for that by equating the down money on both the purchase and lease. This eliminates any differential in the use of $ since all future payments are made with the same discounted $. ( of coures teh last year of payemt sin my lease model is disocunted even further but for sake of teting to remain real worls I did not start with a 6 yr term loan which woudl haved made them equal and on 36K the amount is beer money after 5 yrs)
I like the spreadsheet and I can understand it ( I have an MBA too) but I use my method as a "rule of thumb". Try to get your elderly parents to understand it and you'll see why all I say is to add your total costs of purcahsing and total cost of leasing ( and then buying the car to see if its worth it) And besides its easier to bring a calcualter to the deals than a PC (or hand held)
J
posted by 68.83.10...
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