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No '06 leases anymore.. Posted by Mike Lynch [Email] ![]() ![]() In Reply to: saab 9-5 2006 residual value?, saabjet, Mon, 9 Oct 2006 17:37:14 Members do not see ads below this line. - Help Keep This Site Online - Signup |
Moot point as there is no leasing any '06 Saab anymore. And I assume the $28k would be without the 0% financing. Add back the $4k rebate and divide by 60 to figure the payment at 0%.
Here's an example: $30k balance at 6% for 60 months = $580 a month, add back in the rebate and take the 0% means a $34k balance divided by 60 = $566 a month.
That's the arithmetic, now comes the economic side of 0% with no possible early payoff advantage vs. a slightly higher payment, but a lower balance with only a potential of a $4,800 finance charge, which is to say only finance a year or so and you'll save the $4k rebate and the remaining 4 years of finance charge or approx. another $3k ish.
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