Re: Car TOTALED, now the insurance offer.. - Saab 9-5 Bulletin Board - Saabnet.com
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Re: Car TOTALED, now the insurance offer..
Posted by KevinM (more from KevinM) on Thu, 18 Sep 2008 15:01:39
In Reply to: Car TOTALED, now the insurance offer.., anthonySF, Wed, 17 Sep 2008 22:53:02
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Your insurer is now counting on you to get impatient, because you don't have a car.
Your strategy is firm patience based on the knowledge that restoring you to your position pre-wreck is based on an equivalent car worth $28,225. This settlement isn't a "favor" to you. It's based on the research of a respected, independent expert within the industry that, in my town, is used to set vehicle values for property tax levys.
So I'd shoot for KBB retail value.
You don't have any attorneys in the family, do you? Wouldn't hurt to give the impresssion that $6K might be worth consulting an attorney. Don't buy a "split the difference" argument. Just say you're not happy getting screwed out of $6K ... or $3K ... or $10. You want to be restored to your pre-crash condition and that, according to the recognized expert appraiser is $28,225.
(You might want to check the date of that appraisal. With the new!, improved! (:-)) 2009 9-5s on the way, the older ones will go down a step.
Actually, if you handle it right, you might be able to get a new one for around $30K in a few months. Wouldn't that be a nice outcome?
posted by 68.9.24...
Posts in this Thread:
- Car TOTALED, now the insurance offer.., anthonySF, Wed, 17 Sep 2008 22:53:02
- Re: Car TOTALED, now the insurance offer.., josh_f, Fri, 19 Sep 2008 18:52:54
- Re: Car TOTALED, now the insurance offer.., KevinM, Thu, 18 Sep 2008 15:01:39 <-- Viewing This Message
- Re: Car TOTALED, now the insurance offer.., calvin, Thu, 18 Sep 2008 11:34:23
- Re: Car TOTALED, now the insurance offer.., ScottA, Thu, 18 Sep 2008 10:37:44
- Re: Car TOTALED, now the insurance offer.., mike 94' aero, Thu, 18 Sep 2008 07:57:51
- Re: Car TOTALED, now the insurance offer.., Slee_Stack, Thu, 18 Sep 2008 07:22:52
- Re: Car TOTALED, now the insurance offer.., EGD , Thu, 18 Sep 2008 03:53:40
- i dont know about the laws in cali but, n8, Thu, 18 Sep 2008 01:55:47
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