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Re: Going tomorrow for a test drive (9-5 sedan)
Posted by Rick P (more from Rick P) on Wed, 16 May 2001 22:13:09
In Reply to: Going tomorrow for a test drive (9-5 sedan), Rhonda, Wed, 16 May 2001 22:07:36
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This deal is similar to the one I had last month. The effective interest rate - I think is 0.9% based upon the money factor.
Hard to say whether one lease is better than another - the lease is based upon a pretty low net capitalized cost - heavily subsidised by SAAB. You can lower the downpayment - they'll just change the monthly payment to reflect it.
Will you buy out at end of the lease? The 17K number sounds like market value for a 3 year old car - especially good if you take care of the car.
My logic was:
1) I was planning to buy and was prepared to put down $15K - $20K
2) leasing a low interest rate and buying is like deferring the downpayment for 3 years. I can then take the $15-20K and invest in the market!
Good luck!
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