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Re: NEED HELP WITH AN ACCIDENT!!
Posted by Abusot (more from Abusot) on Sun, 30 Oct 2005 05:37:24
In Reply to: NEED HELP WITH AN ACCIDENT!!, Travis, Sun, 30 Oct 2005 04:37:28
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A couple of things. If-
1. You have collission insurance, or the other driver was at fault and he/she has insurance
and,
2. If the car took a good hit
Then try as hard as you can to get the insurance company (ies)to total the car. A car thats been hit good will never be the same after it is repaired.
If they agree to total it, then they will try to lowball you on the value. Fight back, the actual value of the car is negotiable. Show them pictures to demonstrate what great condition it was in, repair receipts and most important, the value of comparable cars.
There are several car value sites, Nada, blue book, pick and choose to get the highest value. Go to car sales websites and get the asking price (preferably from dealers)for a comparable car.
If everything went well, the amount that they give you will probably be enough to get a pristine Saab of the same year/model. If things went really well, you may be able to get the best comparable Saab around and still have some bucks left over.
The other option is to have it totalled and then tell them you want to keep the car. They will then deduct the salvage value (usually a couple of hundred bucks, again negotiable)and you can fix the car and pocket the difference. Whether this option works depends on the state, in some states when the ins co totals a car, they issue a title that does not allow you to put the car back on the road.
Free advice from a lawyer who does this all the time. See, we're not that bad!
posted by 72.144.8...
Posts in this Thread:
- NEED HELP WITH AN ACCIDENT!!, Travis, Sun, 30 Oct 2005 04:37:28
- Re: NEED HELP WITH AN ACCIDENT!!, Tom Remedios, Mon, 31 Oct 2005 18:55:48
- Re: NEED HELP WITH AN ACCIDENT!!, aaron, Sun, 30 Oct 2005 07:24:06
- Re: NEED HELP WITH AN ACCIDENT!!, Abusot, Sun, 30 Oct 2005 05:37:24 <-- Viewing This Message
- Sorry about the damage, but you're OK, so, Noel, Sun, 30 Oct 2005 04:52:27
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