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Must be the difference in State Laws....
Posted by Roger (more from Roger) on Wed, 14 May 2003 17:25:34
In Reply to: Why do banks have drive in windows?..., Mike Lynch
[Profile/Gallery]
, Wed, 14 May 2003 11:20:54
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Thanks for the reply.
Here in Michigan the Title is held by the "owner", but lists the financing company's interest too. When selling a car the title is transfered by the "owner" signing it over to the purchaser(at the Secretary of State's Office if the seller is smart), but it can't happen unless the owner has a "Release of Lien" letter from the financing company. Therefore, the car is fully owned by the selliing party first.
Naturally the Dealers have special provisions to allow them to accept vehicles for which the Lien has not been released. But for the private seller I don't think it is possible. But then again, I don't do this often so there are probably lots of provisions I am not aware of.
Thanks again.
posted by 68.42.114...
Posts in this Thread:
- Lease question, Paul
, Tue, 13 May 2003 10:58:27- the price is correct, dip, Tue, 13 May 2003 13:36:34
- if your residual is lower than the market prices, Trev, Tue, 13 May 2003 13:18:20
- So don't hand it in, sell it....., Mike Lynch
, Tue, 13 May 2003 12:00:30 - Residual is just a semi-educated guess, phred, Tue, 13 May 2003 11:15:50
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