Get it appraised - Saab General Bulletin Board - Saabnet.com
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It might be too late for your situation but you should get it appraised. I just did this 3 weeks ago with my '87 900T convertible and was pleasantly surprised when the appraisal came back at $10,000. I'm with Erie and they would not put collision coverage on the car due to it's age until I got this appraisal. Like you I have put about $4k into my car since buying it a year ago for $4,200.
Maybe you can get an appraisal now (minus the damage) and use it as ammunition. Good luck. Please let us know what happens.
posted by 216.29.9...
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