Re: SmartBuy Vs SmartLease - Saab General Bulletin Board - Saabnet.com
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Re: SmartBuy Vs SmartLease
Posted by Rafe (more from Rafe) on Fri, 7 Jan 2005 18:53:54
In Reply to: SmartBuy Vs SmartLease, JamesD, Fri, 7 Jan 2005 14:11:06
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I have a SSFSC balloon loan. (Not called Smart Buy because it is from SSFSC not from GMAC.) It has a put option at the 36th month. You just give the car back to exercise the option. In that respect it works like a lease. As I understand it, balloon financing is more attractive than leasing in certain states that have business personal property taxes that must be paid by finance companies on cars that they own and lease, but not on cars that they have financed with a loan and thus are owned by the borrowers.
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