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I have a duplex, which i live in one half and rent the other side, so everything gets split down the middle, half is used for the rental side and the other half on my taxes. There really is no tax advantage for my personal filing since the deductions from taxes, interest, and insurance are less than the standard deduction.
The amount I pay extra a month is less than $50, and there is a place on the pay stub that lets me enter the additional amount I want in the "principal" box. I've been told many times it might be better to invest that money elsewhere, but quite honestly, I'd much rather have this house paid off ASAP so I can free up that monthly payment to do as I'd like. I figure I'm more than likely to work till I no longer am able, or till I die....whichever comes first.
posted by 70.39.32...
Posts in this Thread:
- Seeking Wisdom, Bi-Monthly Mortgage Payments, Drew in Houston, Sat, 19 Aug 2006 09:43:39
- Seems obvious to me - full payment when due >, ChipJ, Sun, 20 Aug 2006 06:23:27
- Re: Seeking Wisdom, Bi-Monthly Mortgage Payments, Caarma
, Sat, 19 Aug 2006 16:20:48 - My first place had a similar mortgage company>, Mike in Anchorage, Sat, 19 Aug 2006 15:51:41
- Read the contract; check your options, dudewithsaab, Sat, 19 Aug 2006 13:56:55
- Re: Seeking Wisdom, Bi-Monthly Mortgage Payments, CWilson, Sat, 19 Aug 2006 10:52:09
- Is it legal? Yes. Is it smart? I don't think so., Dick in Falls Church, Sat, 19 Aug 2006 10:20:04
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