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Re: insuring a weekend car
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Posted by UpstateNY Bill (more from UpstateNY Bill) on Mon, 25 Dec 2006 20:11:43 Share Post by Email
In Reply to: insuring a weekend car, rob 94 cse, Mon, 25 Dec 2006 18:48:02
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I have Progressive as well, with three "daily drivers" and one "back-up" vehicle on the policy. The total multiple car discount amounts to $61.

If your car is a '91 or earlier, have you thought about insuring it with a collector/classic insurance company? Rates can be much lower, depending on what value you assign to your car, which is also a plus because you set the value versus the normal car insurance company giving you the depreciated value if it gets totaled. There are limitations of course. The car has to be kept in a locked garage, can only be used for pleasure or car shows up to 2,500 miles/year (there's a 5,000 mi. option), which means you can't drive it for work if the daily driver breaks down, etc. This is what I did with my Sonett. It makes no sense to insure it with Progressive.

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