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When I worked at a body shop a few years ago, we had a customer come in who did over $6000 damage to his vehicle, plus totaled another vehicle in an accident(he was at fault). He came in a few months later griping that his insurance company jacked his rate up 100%(doubled it). When he called them on it, they simply said "Sir, you just did over $16,000 worth of damage, what did you expect?"
BTW, he was a 50+ year old single male, with an otherwise clean driving record.
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