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High deductables and HSA
Posted by Dean (more from Dean) on Wed, 24 Feb 2010 10:13:07
In Reply to: My Health Insurance Rate-going up 29% and I, Mitch, Tue, 23 Feb 2010 13:55:27
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We have a high deductible plan that includes dental. Very affordable. We then max out the associated HSA with 100% tax deductible dollars. We get health plan benefits of lower prices on service and meds, and pay for things using a debit card attached to the HSA. That eliminates filing claims etc. The income tax saving with the HSA are impressive, but that depends on one's tax bracket.
The HSA card can be used for many things such as bandaids, aspirin and other NSAIDs, OTC drugs etc that cannot be claimed on other med plans.
You also have the freedom to use the HSA for things that might be excluded from other plans.
posted by 65.64.19...
Posts in this Thread:
- My Health Insurance Rate-going up 29% and I, Mitch, Tue, 23 Feb 2010 13:55:27
- Try being self-employed! A 53% increase was the hit, Noel, Thu, 25 Feb 2010 07:38:20
- Trust me, you don't want Assurant anyway (+), vvk, Thu, 25 Feb 2010 07:23:22
- High deductables and HSA, Dean, Wed, 24 Feb 2010 10:13:07 <-- Viewing This Message
- Health Care / Insurance Reform, nwas, Wed, 24 Feb 2010 09:44:54
- so glad i have my Canadian health care, i dont worry, earthbone, Wed, 24 Feb 2010 04:34:44
- How about "Catastrophic/Major Medical" type insurance?, Old900, Tue, 23 Feb 2010 20:23:01
- Good luck shopping around, Bill Homer
, Tue, 23 Feb 2010 16:02:57 - Re: My Health Insurance Rate-going up 29% and I, swede-murphy
, Tue, 23 Feb 2010 15:37:57 - Yours & everyones, Bruce, Tue, 23 Feb 2010 15:08:51
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