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1) Don't automatically assume the Collection Agency is valid. This could be 100% bogus with some schyster looking to score a quick grand from you.
2) Do treat this as serious. With the bankruptcies of GMAC, GM, sale of SAAB, sale of GMAC, etc., any and all paperwork screwups are possible.
3) Demand proof of claim - forms, statements, descriptions of charges, etc.
4) Get assistance from your Financial Planner, a Credit Counselor, a Lawyer, or some professional who is experienced in ferreting out the truth in these situations.
Chances are this will cost you no money but be a big waste of your time. Fourteen months of no correspondance from GMAC prior to this random phone call is a good sign the Bill Collector has the wrong guy. I have even gotten phone calls at work from Collectors seeking someone with my matching name and threatening me with foreclosure/eviction.
Best of Luck!
posted by 98.250.156...
_______________________________________
Saabs owned:
2008 9-5 Aero Sedan, sold at 227K miles
2006 9-3SC 2.0T - Wife's daily driver
2000 Viggen Convertible - Sold May, 2022
1964 Quantum IV Formula Car - Retirement project
2000 9-5lpt Sedan, sold at 318K miles
Posts in this Thread:
- Lease return problem... 2 years late!, Stan, Sat, 27 Feb 2010 09:07:18
- Re: Lease return problem... 2 years late!, Otis, Mon, 1 Mar 2010 19:29:05
- Re: Lease return problem... 2 years late!, Rafe, Sun, 28 Feb 2010 13:43:32
- Actually, I turned t he car in Dec 2007!!!, Stan, Sat, 27 Feb 2010 15:12:19
- look at your lease agreement........, Smartin, Sat, 27 Feb 2010 11:47:44
- Four suggestions, MI-Roger , Sat, 27 Feb 2010 09:29:59 <-- Viewing This Message
- Re: Lease return problem... 2 years late!, Stan, Sat, 27 Feb 2010 09:18:59
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