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Making you whole again....
Posted by Noel [Email] (more from Noel) on Tue, 7 Sep 2010 13:30:26
In Reply to: "Bringing car back to the state that it was in before.., Bill Homer
[Profile/Gallery]
, Tue, 7 Sep 2010 07:37:08
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That's the purpose of insurance, right? But to an insurance company "whole" doesn't necessarily mean using new parts on an old car, if appropriate used parts can be found. How a body shop charges for the work is a different issue, of course.
But ya figure, if you have a car that's say, 6 years old, it's running on used parts, just like all the other cars on the road. New matters for some things, especially where safety is an issue, but not for others.
For instance, a guy hit my daughter's 9K, wrecked the front passenger door (more her fault than his). I called around, found a one in a yard (same color, even), bought it for $115, had a shop put it on for about $150. A used door comes with door handles, glass, window motor and hardware, door lock actuator, etc. If I put a new door on, I'd have to get all that stuff separately or pull and reinstall from the old door. That's part of the insurance company logic.
Not defending the practice, just sayin' it's how the insurance companies think. And since I buy some used parts at a boneyard anyway, I don't have a big problem with it if it looks OK in the end.
Posts in this Thread:
- Driveway accident...., W. Beetus, Sun, 5 Sep 2010 18:47:34
- Not as bad as it could have been..., W. Beetus, Tue, 7 Sep 2010 19:31:35
- Re: Driveway accident...., Mattias.se, Tue, 7 Sep 2010 19:22:51
- $500 a hand...., Mike Lynch
, Mon, 6 Sep 2010 19:05:24 - Won't let me post pictures? Scott?, W. Beetus, Mon, 6 Sep 2010 15:28:02
- Re: Driveway accident...., Bill Homer
, Mon, 6 Sep 2010 07:24:03 - time for a boneyard trip..., James, Mon, 6 Sep 2010 03:26:17
- Re: Driveway accident...., sab, Sun, 5 Sep 2010 20:26:47
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