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just reread this...
Posted by James [Email] (more from James) on Thu, 26 Jan 2012 12:16:05
In Reply to: Mortgage Advice, SS, Thu, 26 Jan 2012 10:01:03
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are you referring to a 15 year amortization or 15 year term? the 2 are separable. you can amortize over 30 years + have a 1 year term... (well I suppose you can't go the other way: a 30 year term when you have 1 year left, ha!)....
wise to keep any debts you have at the lowest interest rate possible! so it all depends on your situation, but in general you'll save a lot by keeping the amortization low...
If your term is 5 years and you're 3 years in, a blend + extend might work out the same or better than paying the penalty + you won't be hit up for that big 1 time charge... assuming they do that in the USA... I'm from up north!
James...
posted by 216.59.22...
Posts in this Thread:
- Mortgage Advice, SS, Thu, 26 Jan 2012 10:01:03
- Whatever you do, work with more than one person, vvk, Fri, 27 Jan 2012 08:51:52
- Too little info, nwas, Fri, 27 Jan 2012 08:18:37
- I'm a mortgage loan originator, Tim, Thu, 26 Jan 2012 18:06:26
- just reread this..., James, Thu, 26 Jan 2012 12:16:05 <-- Viewing This Message
- Re: Mortgage Advice, vvack0matic
, Thu, 26 Jan 2012 11:42:12 - Re: Mortgage Advice, Acc, Thu, 26 Jan 2012 11:01:09
- How long do you plan to live there?, Bill Homer
, Thu, 26 Jan 2012 10:56:12 - Re: Mortgage Advice, James, Thu, 26 Jan 2012 10:34:59
- Re: Mortgage Advice, Gene N
, Thu, 26 Jan 2012 10:18:54 - Re: Mortgage Advice, SWEDECAR
, Thu, 26 Jan 2012 10:17:33
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