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Speak to a tax expert
Posted by Bruce (more from Bruce) on Sat, 19 May 2012 13:45:05
In Reply to: OT: Lump Sum Pension Distributions, MI-Roger
[Profile/Gallery]
, Sat, 19 May 2012 13:30:52
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Besides your Financial Planner, talk to a good tax accountant who has knowledge/experience in this area, especially as there may be tax ramifications from the lump sum, and if nothing else what types of accounts you would want to put the money into & the tax ramifications of those... i.e. traditional IRA, Roth IRA, etc, and how you may want to balance those with unknown tax rates in the future.
Sure it might cost you some money for their time/expertise... but that will be small potatoes compared to a mistake that has bad tax ramifications now or in the future.
posted by 75.28.18...
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