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Have you tried new car dealers? With $10K or so down you'd think Jeep would go along--especially with the resale value they have. It would certainly be a way to start repairing your credit. Either that or finance a small amount on a used car just to get some positive credit going. It might be worth paying a higher interest rate and/or you could pay it off quicker and avoid much of the interest. Unfortunately late-model Wranglers rarely make sense as a used purchase unless you go way back year-wise.
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