Click Banner for Details on this Saabnet.com Classified
The banner above is an advertisment - if it asks you to download software, please ignore.
Site News -
7/1: Members: Log In to See Fewer Ads! |
5/28: SAAB Evolutions/TSN T-Shirts $14
[General |
Members |
C900 |
9000 |
NG900 & OG93 |
93 |
95 |
NG95 |
99 |
Sonett |
Vintage Models |
Clubs |
Other Cars |
FAQs |
Gifts |
Member Photo Galleries |
Member Directory |
Classifieds |
Manuals |
*Buddy Registry |
*Mileage Registry |
Polls |
What's New |
Raffle |
Photo of the Month |
Sponsors]
[Main Sonett Bulletin Board | BBFAQ |
Prev by Date | Next by Date | Post Followup ]
Member Login / Signup - Members see fewer ads. - Latest Member Gallery Photos
Make sure you understand the restrictions
Posted by spiv (more from spiv) on Mon, 8 May 2006 11:10:27
In Reply to: What classic car insurance do you guys use?..., Chaz, Mon, 8 May 2006 03:26:12
Members do not see ads below this line. - Help Keep This Site Online - Signup
when shopping for "classic car" insurance when it comes to what they regard as "normal use." Most collector-car companies won't cover "normal use" (basically anything other that strictly pleasure driving and car shows), which is how they keep their rates low. This is intended to exclude driving the car for just about anything else, including to work, to go to the store or a restaurant, or whatever. You might think you can fudge this, but you can't be sure.
For example, my insurance agent had me talk to American Collectors', and I found that (for example) if my car got hit while parked in a shopping-mall parking lot, they wouldn't allow the claim, because driving the car to a shopping mall would be considered "normal use" and isn't covered. (Hagerty's restrictions appear to be similar.)
This shouldn't be a problem if your SAAB is strictly a show car -- but if you like to drive it for everyday purposes even occasionally, you might find yourself without coverage when you need it.
posted by 204.76.11...
Posts in this Thread:
- What classic car insurance do you guys use?..., Chaz, Mon, 8 May 2006 03:26:12
- Thanks guys. I called Hagerty..., Chaz, Mon, 8 May 2006 23:39:20
- Re: What classic car insurance do you guys use?..., jonathan
, Mon, 8 May 2006 18:43:50 - Make sure you understand the restrictions, spiv, Mon, 8 May 2006 11:10:27 <-- Viewing This Message
- Re: What classic car insurance do you guys use?..., Ray Kopczynski, Mon, 8 May 2006 07:17:52
Members do not see ads below this line. - Help Keep This Site Online - Signup
Post a Followup
No Site Registration is Required to Post - Site Membership is optional (Member Features List), but helps to keep the site online
for all Saabers. If the site helps you, please consider helping the site by becoming a member.
StateOfNine.com
![](/tsn/xyz/stateofninebutton.gif) |
SaabClub.com
![](/tsn/xyz/scnabutton.gif) |
Jak Stoll Performance
![](/tsn/xyz/jakstollbutton.gif) |
M Car Covers
![](/tsn/xyz/mcarcoversbutton.gif) |
Ad Available
![](/tsn/xyz/buttonavailable.gif) |
![](/tsn/images/tsnmap.gif)
Random Saabnet.com Member Gallery Photos (Click Image)
This is a moderated bulletin board - Posting is a privilege, not a right.
Unsolicited commercial postings are not allowed (no spam). Please, no For Sale or Wanted postings, SERIOUSLY.
Classifieds are to be listed in The Saab Network Classifieds pages.
This is a problem solving forum for over 250,000 Saab owners, so expect to see
problems discussed here even though our cars are generally very reliable. This is not an anything goes
type of forum. Saabnet.com has been a moderated forum since 1988. For usage guidelines, see the
Saabnet.com Mission and Purpose Page. Please remember that you are
not anonymous. Site Contact | Site Donations | Other Sites by SP -
Poverty2Prosperity.org | Run Club Menlo Park | ScreenBot
Site Members do not see red text instructions, bottom of the page anchor ads, or box ads.
Click here to see all
the Site Membership Benefits!