Date: Thu, 10 Apr 2003 13:40:06 -0400 From: "Nutmegger" <nutmegger_7717nopsamo.com> Subject: Re: How do you convince your wife that a c900 is a wise choice?
"Andy Hookins" wrote: > > I've got the > directions > > you typed all printed out in my glovebox though. > > You shouldn't find it too difficult - just try not to lose bits! Ok! I should be able to handle it once I get the parts I need, and if I screw it up....I still have to climb over the passengers side or open it from the outside. > I can e-mail you an exploded diagram and list of part numbers > if that would help. Oh yeah! Please do, it could only help me. > > > > My indy normally lends me one of his cars when he does > > > work on my 9000. It often ends up with me saying 'I like > > > 'x' about your car - please do it to mine > > > > I need to find someone like that. > > I found him by word of mouth - in fact I try to do that with > everyone that I have to pay to do work I can't. That's the best way I've found too. > It's not a cast > iron guarantee, but at least you know that you're getting > someone who has done satisfactory work before. Not only that - you are helping support the little guy. He won't get swallowed up by big business. > > > > Aside from the money she's only got good things to say > > > about what I've done / had done with my 9000. But two > > > (mini) project cars would probably be a bit much. > > > > LOL....what about the new bathroom? :-) > > Do you know my wife? Ha! >you forgot to mention landscaping > the garden, putting up a conservatory, converting the garage > into a family room - the list goes on - but their not _my _ > projects :-) You didn't mention redecorating, new furniture or an updated wardrobe for work. :-) > > <snip> > > > > And that plan has just been knocked of course by the > > > double whammy of the discovery that the head-gasket > > > on the 9000 is starting to fail > > > > Not good. > > The distilled wisdom seems to be that it could go on for years > (losing small amounts of oil and water externally) Oh, I'm lucky that mine doesn't lose any oil. But, it bothers me that this winter I've had to add a quart between oil changes and I've never had to do that before. >but that it is > probably better to do it before next winter when it may get > a lot worse. I plan to get it done this Easter because I plan to > keep the car a while yet, Well, that's wise if you are holding onto it. >I don't have cars that mess up the > driveway and my wallet can just about cope at the moment. I hate the cars littering the driveway look. > > > Is mortgage endowment your equity? I'm not sure of that term. Around > here > > everyone is remortgaging because interest rates have fallen so low. > > An endowment is a type of investment plan that you use as > a mortgage repayment vehicle. Oh, I see. I've worked on accounts in a firm for that, but it was called something different. >Basically you only pay off the > accruing interest on the mortgage amount and pay into a > separate endowment plan. Essentially you are gambling that > the return that you get on the endowment (after charges and > commisions etc) is better than the prevailing interest rate. Yes, I've seen it work for many people, and I've also seen people live just off their interest. Must be nice. >At > the moment it seems that these stock market based > 'investments' are just losing half of what you put into them. How much say do you have over what securities are chosen for you? > > As it happens, we remortgaged last year to a lower rate but > kept our payments the ~same with the intention of repaying > the mortgage early. Yes, amazing how that works. >At the moment it looks like we will only > just make up the endowment shortfall. I'm seriously thinking > about stopping paying into the endowment Make sure you get good opinions on this. >and converting to a > straightforward repayment mortgage. It won't cost much more, > is guaranteed to repay the loan and if/when interest rates go > above ~7% it will actually work out cheaper! Yes, but you aren't sure what your economy is going to do are you? > > > > > > Of course, by then I may have fallen in love with the 900 as > > > > > well as the 9000 and we may need 3 cars ;-) > > > > Yes, you never know! > > > I may never find out :-( > > Hang in there. > > Perhaps retail therapy is the answer - i.e find and buy the right > c900 for the feel good factor ;-) Oh, I could get into some retail therapy right now.
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