Re: Need Help with insurance, i've been hit! - Saab 900 Bulletin Board - Saabnet.com
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Re: Need Help with insurance, i've been hit!
Posted by paul de k [Email] (more from paul de k) on Wed, 13 Dec 2000 16:52:49
In Reply to: Need Help with insurance, i've been hit!, Ryan [Profile/Gallery]
, Wed, 13 Dec 2000 16:31:19
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We went through this a few years back when an insurance company decided to total our 10 year old BMW 325. Their initial offer was $6,200 to total the car and we were seeing ads for replacement vehicles at higher amounts. We gave the adjuster print outs from auto valuation sites such as Edmunds.com, Kelly Blue Book (kbb.com), and copies of ads from our local newspapers showing comparable cars being offered for much higher price levels.
We told the adjuster that if they did not increase their offer we would ask them to obtain a comparable car for us at their offer level. This is the last thing that insurors would want to do from a time and cost involvement standpoint. We also learned much later on that the valuation service that they were using, ADP, was later sued for fraudulent valuation levels being provided.
The end result for us was that the insurance company involved (Amica, of Massachusetts) increased their original $6,200 offer to $8,000.
Other points to remember - the insurors offer must be grossed up to include your local sales tax. Also, you may be able to get them to pay you for any aftermarket options that you have installed on the car and which cannot be used on other vehicle.
Good luck.
Posts in this Thread:
- Need Help with insurance, i've been hit!, Ryan , Wed, 13 Dec 2000 16:31:19
- Re: Need Help with insurance, i've been hit!, Dick in Falls Church, Thu, 14 Dec 2000 10:41:02
- Re: Need Help with insurance, i've been hit!, GM, Wed, 13 Dec 2000 23:12:34
- Re: Need Help with insurance, i've been hit!, mike, Wed, 13 Dec 2000 22:46:39
- Re: Need Help with insurance, i've been hit!, Jeff, Wed, 13 Dec 2000 21:09:09
- Re: Need Help with insurance, i've been hit!, Jon , Wed, 13 Dec 2000 18:36:07
- Re: Need Help with insurance, i've been hit!, paul de k, Wed, 13 Dec 2000 16:52:49 <-- Viewing This Message
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