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Re: Don't total loss it
Posted by Vanessa (more from Vanessa) on Tue, 1 Feb 2005 10:31:34
In Reply to: Re: Oh No!!! Someone just crashed into my SPG. Advice?, Alex B, Tue, 1 Feb 2005 09:38:10
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You don't necessarily have to let the carrier total loss your vehicle. (I see this all the time at work.) Usually when you total loss a vehicle, it goes to a giant salvage lot and is gone/crushed before the PD check clears the bank. In some states, you can't buy the car back on a salvage title. In some states, you can let the tort carrier total loss it but work out a deal to keep the car without paying to buy it back at salvage price, but then again, you will have a blemished title on the car and its resale value will be bottomed out. If you do end up letting your car go total loss and you want to keep it, make sure you get the car back from the carrier or whatever wrecking yard has it ASAP -- as in before you sign the PD settlement release or as soon as you do it -- so you don't get left holding the bag on large daily storage fees.
vb
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