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Which company? Do you have collision insurance? Posted by Bill Homer [Email] ![]() ![]() In Reply to: Saab rear-ended update..., aaron, Tue, 22 Jul 2008 11:25:13 Members do not see ads below this line. - Help Keep This Site Online - Signup |
Which insurance company, yours or the other party's?
If theirs, perhaps their adjuster is calculating how to get you to drop your claim; their job is to limit losses, not to make you happy - you are not their customer.
If yours, and if you have collision insurance on your car, ask your agent to intervene to help sort things out; explain that you do not need all new parts, that you are more interested in keeping your car. When my car was hit (the other driver received a citation), the other insurer was difficult to settle with. I got my company to step in and settle with me, then they went after the other party's company (subrogation) - this does not work if you do not have collision insurance.
They are using the 80% rule to give themselves a margin for error, as there is frequently "hidden damage" that shows up once things are taken apart, i.e. they will find tha the handbrake cable is kinked once the gas tank is out. The body shop then comes back to the insurer with additional costs.
posted by 63.87.52...
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