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Re: PLEASE by all means call
Posted by EJ (more from EJ) on Mon, 20 Aug 2001 16:13:07
In Reply to: Re: Negociating the buyout, Wayne Dowers, Mon, 20 Aug 2001 10:34:01
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No, what I am saying is if your buyout is 20K and you try to negociate with Chase Finance. Chase has insurance that covers the difference. the difference being thay taking the car back in, fixing it up, sending out to auction only to have your saab dealer buy it at auction for 17,500. that difference of $2500 they have an insurance policy to cover themselves.
seems like quite a racket considering that Chase owns the insurance company supplying the insurance....smells fishy but it's true.
By all means negociate but don't tell them you have a lot of milege that works against you and for them. My buy of 16000, was reduced by $750 plus I did not have to pay the last 3 payments for example. By the way I had 3000 milage payment, but they do not know that. i don't think they would have come down any if they new they had that cash coming back, Cash is worth more to a bank than a car .
posted by 63.113....
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