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OT: Why don’t large corporations self insure?
Posted by steve (more from steve) on Wed, 9 Nov 2005 08:57:16
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Wouldn’t it be cheaper for the big corporations/the government to self insure their employees? I mean there is profit in healthcare so they would save all that waste. Over time the fund would grow and they would have enough to cover any claims. Insurance is for large loss items, not a $200 medical bill. In the beginning they may lose a little, but they have enough money to cover these losses. Plus the employees wouldn’t have to deal with HMOs. Go to doctor, bill GM sort of thing. The employers would also have a larger incentive to keep employees healthy since they would directly bear the risk/reward of paying/not having to pay claims.
posted by 69.113.12...
Posts in this Thread:
- OT: Why don’t large corporations self insure?, steve, Wed, 9 Nov 2005 08:57:16 <-- Viewing This Message
- Really great for employees - while they are employed, DER, Wed, 9 Nov 2005 20:37:11
- they often do, Dean, Wed, 9 Nov 2005 14:34:23
- Probably for reasons of medical privacy., Jeff B, Wed, 9 Nov 2005 10:17:38
- Why don’t large corporations self insure? (long), michael p, Wed, 9 Nov 2005 09:36:43
- From my experience, most do....., MI-Roger
, Wed, 9 Nov 2005 09:19:02
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