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Where you putting your $10K?
Posted by OKSaabs (more from OKSaabs) on Tue, 22 Jan 2008 16:25:09
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Say you've got $10K in cash you don't need sitting around.
You can leave it in a money market, currently pulling 5% but subject to flotation. Not so good if the rate falls
You can move it to a long-term CD (60 months) at the same 5% but locked in. Not so good if the rate rises.
You can move it to a short-term CD (12 months) at a bit less, 4.7%, and wait to see what happens in the next year. Kind of a worst-of-both-worlds compromise.
You can buy stocks, now while they're down, and hope the roller coaster heads back up. But you're going to want the cash in 2014, so you don't have forever to wait.
Where you putting your $10K?
posted by 70.233.145...
Posts in this Thread:
- Where you putting your $10K?, OKSaabs, Tue, 22 Jan 2008 16:25:09 <-- Viewing This Message
- My favorite mutual fund just opened to new investors., Dave in Houston, Thu, 24 Jan 2008 15:10:36
- Index-linked CDs, Bill Homer
, Wed, 23 Jan 2008 20:22:26 - Re: Where you putting your $10K?, ursaw, Wed, 23 Jan 2008 17:48:55
- Forex!, BrianG, Wed, 23 Jan 2008 06:35:11
- Re: Where you putting your $10K?, jp, Tue, 22 Jan 2008 17:26:39
- Index mutual fund?, LesH, Tue, 22 Jan 2008 16:45:57
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