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Re: credit or cash? Posted by SWEDECAR [Email] (#112) [Profile/Gallery] (more from SWEDECAR) on Mon, 18 Nov 2013 17:51:26 In Reply to: Re: credit or cash?, JerseySaab [Profile/Gallery] , Mon, 18 Nov 2013 16:21:45 Members do not see ads below this line. - Help Keep This Site Online - Signup |
Last trips to Sweden I was amazed over how they have drilled the people into using debit cards instead of credit cards or cash.
We have always used a different pay system than US and personal checks were just about non existent when I was growing up and still is I think.
Instead we paid all bills and invoices through out postal system (Post Giro) or banking system (Bank Giro) or cash.
All vendors and institutions had either a Post or Bank Giro number and all invoices from them had that number on the bill or invoice and you just gave your bank or the post office your money and they sent it along to the needy.
In our case being out in the country side, you took all the invoices and a chunk of cash and stuck in a plastic bag and hung it in your mailbox down the road and when the mail man came around, he took the money needed and put the change back in the plastic bag.
Talk about honor system and that no one had the idea of driving ahead of the mail man cleaning out every mail box along the route. Never happened.
Credit cards has also never been big in Sweden but we did adopt the plastic ATM card with a passion (must have been mid to late 70s) and everyone was withdrawing cash at the ATM machines instead.
Now though just about all post offices are closed and bank branches are closing one by one in favor of online banking and people whip out their debit card for every little purchase and punch in their PIN everywhere. Maybe the honor system still work there to some extent?
Anders
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