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you most likely have comprehensive/colllision
Posted by TimBrown (more from TimBrown) on Wed, 20 Oct 2004 14:40:00
In Reply to: Another Saab accident - advice wanted, Tom Scott, Mon, 18 Oct 2004 12:45:28
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coverages, and you need to report this becuae the guy may sue, and a failure to tell the insurance company can be used by the company to try to refuse to pay on the lawsuit. Your damage will likely be more than $2000 (it's always shockingly high to do body work). A lot oif policies have separate glass coverage, non-deductible. Your rates may go up just on the report, but shouldn't unless he sues successfully. Insurance companies in NY, i am told, cancel policies that have 2 claims in 33 years (houses and cars). So people often wait for the big one to collect. I think the state report need only be filed where there is personal injury, or a certain threshold of property damage. ($1000) It's on the NY DMV web site.
Check to see waht your deductible is, and decide whether to file the claim.
posted by 68.165.25...
Posts in this Thread:
- Another Saab accident - advice wanted, Tom Scott, Mon, 18 Oct 2004 12:45:28
- you most likely have comprehensive/colllision, TimBrown, Wed, 20 Oct 2004 14:40:00 <-- Viewing This Message
- Re: Another Saab accident - advice wanted, Leon, Tue, 19 Oct 2004 13:10:32
- Re: Another Saab accident - advice wanted, Ivan, Tue, 19 Oct 2004 11:39:05
- Re: Another Saab accident - advice wanted, Brooks G, Mon, 18 Oct 2004 14:28:35
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