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Redemption enclosed within
Posted by MJP [Email] (more from MJP) on Fri, 16 Oct 2009 20:38:22
In Reply to: Credit card finance charge, yaofeng, Thu, 8 Oct 2009 11:00:04
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Sometimes the little guy wins.
A couple of years ago I got an offer from Amex for a new card that promises me 50K rewards points if I use the card to buy $500 worth of goods in the first two months of ownership. First year card fee is waived. That's cake. Cha-ching. I make the purchases, pay the balance, shred the cards and use the 50K points to get $250 worth of travelers cheques from their rewards service. I close out the cards and tell them thanks.
Almost exactly 1 year later I get another offer in the mail for the exact same thing! Again, I pocketed the $250 and closed the cards.
A couple of weeks ago I got a VISA offer for 10K points. It's only $100 in rewards, but it will essentially cost me nothing.
There used to be a time when having multiple cc accounts or opening and closing cc accounts would negatively impact your credit, but those days are gone from what I've read. FWIW, I use my credit cards heavily, but pay them off every month without fail.
-mark
posted by 66.66.7...
Posts in this Thread:
- Credit card finance charge, yaofeng, Thu, 8 Oct 2009 11:00:04
- Redemption enclosed within, MJP, Fri, 16 Oct 2009 20:38:22 <-- Viewing This Message
- your going to piss your credit card comp. off, vvack0matic
, Sun, 11 Oct 2009 07:02:13 - Re: Credit card finance charge, No Snaab, Fri, 9 Oct 2009 17:53:18
- Re: Credit card finance charge, swede-murphy
, Thu, 8 Oct 2009 21:16:10 - Re: Credit card finance charge, TML
, Thu, 8 Oct 2009 19:01:50 - If you have a good history and company,, EricG, Thu, 8 Oct 2009 18:30:11
- Two things, Rod
, Thu, 8 Oct 2009 18:10:14 - Re: Credit card finance charge, EGD
, Thu, 8 Oct 2009 13:02:33
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