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Save Yourself $10K...
Posted by EGD [Email] (#663) [Profile/Gallery] (more from EGD) on Wed, 13 Dec 2017 11:54:47

In Reply to: Buying a new car, advice?, Finch, Tue, 12 Dec 2017 08:45:16
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Unless you’re going to fully-utilize the off-road capability a 4Runner offers on a REGULAR basis (i.e., a few times/month or more), I’d go with a used Toyota Venza. You can get AWD, a decent looking interior, and plenty of room inside. Plus, you’ll save about $10K in the process.

Almost every off-road vehicle owner I know, even here in the California desert with fireroads and trails galore, goes off road at most about once or twice per year and laments the added cost of their overly-capable vehicles.

As for trade-in value, yes, that $4K will vanish at trade-in. Unless you trade the vehicle in with less than 75K on the odometer, you won’t find a dealer who’ll pay for that extra cost, if at all. They’re the pros and they will make it up on either your trade or the cost of the vehicle you’re buying. Private party sales are the way to go.

Finally, IMHO, if a mere $4K extra on a purchase north of $31K is a ‘bit of a stretch’ you really need to look at a lower priced vehicle. The rule of thumb I’ve always followed is if you can’t pay off a car loan in 36 months you need to look at something less expensive. The six and seven (!) year loans out there are nuts, especially for a used car that’s already four years old.

Good luck!
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