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Re: Rock chip liability advice please,
Posted by Reuven (more from Reuven) on Fri, 7 Jun 2002 18:49:10
In Reply to: Rock chip liability advice please,, KeithR, Fri, 7 Jun 2002 15:29:02
I live in NJ. On Tuesday I got hit by a tennis-ball sized rock on the hood which created a 8 inch scrach down to the bear metal. My comprehensive will cover the damage (minus my deductible), without my insurance rates going up. I stopped by the shop today and took pics - I should have numbers tomorrow.

Had I hit another vehicle or an object it would go under collision which would make my premiums rise. The windshield I learnt is in a different category than the body of the car. How this categorization will manifest into payments depends on you particular insurance company's policies.


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