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Here are the cheapest ways to go:
Posted by gatorcpa [Email] (more from gatorcpa) on Wed, 26 Feb 2003 13:36:02
In Reply to: Should I lease??, Dennis, Tue, 25 Feb 2003 19:33:56
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1. As Steve B says, buy a year old car and pay cash if you can afford it. Someone else has eaten the big depreciation hit and you won't be paying the extra interest associated with used cars. This makes a lot of sense if you plan on keeping the car very long-term (6 yrs+).
2. Finance used. Same as 1. Higher interest rate than new cars though.
3. Saab's very attractive new vehicle leases. This actually might be the best alternative if you aren't planning to keep the car past 3 or 4 years (like me!). You don't play the resale game with the dealer and cap your risk on the depreciation.
4. Buy new for cash. Saab will take even more off the price, but you will pay most of the difference back to your home state in the sales taxes on the residual value. Many states never tax the residual value in a lease.
5. Finance new. Same as 4, except you'll pay interest.
6. Lease, then buyout at the end. You've taken the depreciation hit, now you want to finance again? I don't get that one at all. Since Saab Finance doesn't negotiate much off your lease-end price, there's no incentive here, as you pay double interest on the residual value. Better off with number 5.
Good luck whatever you decide,
gatorcpa
'03 9-3 convertible
posted by 167.219....
Posts in this Thread:
- Should I lease??, Dennis, Tue, 25 Feb 2003 19:33:56
- Lots of good stuff, thanks, Dennis, Wed, 26 Feb 2003 18:23:09
- Here are the cheapest ways to go:, gatorcpa, Wed, 26 Feb 2003 13:36:02 <-- Viewing This Message
- Re: Should I lease??, stillsaabing, Wed, 26 Feb 2003 10:01:46
- Buy a SAAB which is a year or two old, JoeB, Tue, 25 Feb 2003 22:10:28
- Re: Should I lease??, Mason, Tue, 25 Feb 2003 21:20:48
- Re: Should I lease??, jp, Tue, 25 Feb 2003 20:15:56
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