Re: Here are the cheapest ways to go: - Saab NG900 & OG9-3 Bulletin Board - Saabnet.com
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Re: Here are the cheapest ways to go:
Posted by SaaberNaut (more from SaaberNaut) on Thu, 27 Feb 2003 23:40:46
In Reply to: Here are the cheapest ways to go:, gatorcpa, Wed, 26 Feb 2003 13:36:02
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Not sure I understand your logic. Money paid in the future cost less than money paid today.
Either way you take a hit on the depreciation (if buying new). With a lease you pay no interest on the residual value of the car for the term of the lease, plus you pay no sales tax up front.
With the low lease rate that I got on my 02 9-3 combined with a low capitalized price, it was way better than financing. They practically gave the car away ;) Plus, I have a pre-negotiated buyer already in place and I choose whether to sell the car to said buyer at the end of the term. Plus, I get gap coverage included and the deal never happened if the car is totalled (this is why you don't want to place a big down payment on a lease).
More than likely I will buy the car at the end of the term anyway.
Of course, it always comes down to the numbers in the contract, but some of the lease deals out there can be fantastic even if buying out at the end.
>6. Lease, then buyout at the end. You've taken the depreciation hit, now >you want to finance again? I don't get that one at all. Since Saab >Finance doesn't negotiate much off your lease-end price, there's no >incentive here, as you pay double interest on the residual value. Better >off with number 5.
posted by 68.114.25...
Posts in this Thread:
- Should I lease??, Dennis, Tue, 25 Feb 2003 19:33:56
- Lots of good stuff, thanks, Dennis, Wed, 26 Feb 2003 18:23:09
- Here are the cheapest ways to go:, gatorcpa, Wed, 26 Feb 2003 13:36:02
- Re: Should I lease??, stillsaabing, Wed, 26 Feb 2003 10:01:46
- Buy a SAAB which is a year or two old, JoeB, Tue, 25 Feb 2003 22:10:28
- Re: Should I lease??, Mason, Tue, 25 Feb 2003 21:20:48
- Re: Should I lease??, jp, Tue, 25 Feb 2003 20:15:56
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