Re: Costs are Costs are Costs - Saab NG900 & OG9-3 Bulletin Board - Saabnet.com
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Re: Costs are Costs are Costs
Posted by SaaberNaut (more from SaaberNaut) on Thu, 3 Apr 2003 10:17:31
In Reply to: Costs are Costs are Costs, Mike, Wed, 2 Apr 2003 09:07:11
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You are right costs are costs ... here are some that you failed to mention ...
What about the extra interest paid for the whole value of the car? A 16,000 residual value financed at 6% for 48 months costs you over $4,000.
The opportunity cost of making a larger payment can be high for those that have any high interest debt. The increased payment amount could be used to pay down higher interest debt instead of the low interest rate on the vehicle.
What about when leasing directly from the manufacturer (no middleman there)?
The "insurance" that you refer to as an added cost was an added benefit in my case. The capitalized price of the car was the same regardless of whether I leased or bought. The lease incentive plus the $6000 cap reduction I received when leasing made the SAAB lease more attractive than purchase ... period.
posted by 68.114.25...
Posts in this Thread:
- All you who have leased... why? advantages? [+], Bjorn, Mon, 31 Mar 2003 13:45:56
- Saab leases are NOT a level playing field...., Mike Lynch
, Tue, 1 Apr 2003 16:27:04 - Re: All you who have leased... why? advantages? [+], Ken
, Tue, 1 Apr 2003 13:42:12 - Re: All you who have leased... why? advantages? (long), gatorcpa, Mon, 31 Mar 2003 19:33:13
- Largely Personal Preference, Brian B., Mon, 31 Mar 2003 17:11:16
- Here is a dissenting opinion..., SteveB, Mon, 31 Mar 2003 16:37:09
- Ditto, Noel, Tue, 1 Apr 2003 09:58:50
- Agree..., Lutfisk, Mon, 31 Mar 2003 17:06:51
- where did you find such a deal? (car, not the women), Bjorn, Mon, 31 Mar 2003 16:54:42
- Down payment + payments = Option to buy +, ChrisB, Mon, 31 Mar 2003 15:42:20
- Re: All you who have leased... why? advantages? [+], Tony C, Mon, 31 Mar 2003 14:53:50
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