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No change to monthly payment
Posted by Geoff (more from Geoff) on Sun, 20 Aug 2006 13:01:58
In Reply to: Pre-pay only makes sense in certain circumstances, dudewithasaab, Sun, 20 Aug 2006 08:36:12
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after a prepay, but proportion of principal to interest within each payment changes to mroe p less i and loan will be paid off sooner. You can model different options in Excel if you are handy with spreadsheets, or on an HP-12C or other financial calculator.
/Geoff (banker)
Posts in this Thread:
- Seeking Wisdom, Bi-Monthly Mortgage Payments, Drew in Houston, Sat, 19 Aug 2006 09:43:39
- Seems obvious to me - full payment when due >, ChipJ, Sun, 20 Aug 2006 06:23:27
- Re: Seeking Wisdom, Bi-Monthly Mortgage Payments, Caarma , Sat, 19 Aug 2006 16:20:48
- My first place had a similar mortgage company>, Mike in Anchorage, Sat, 19 Aug 2006 15:51:41
- Read the contract; check your options, dudewithsaab, Sat, 19 Aug 2006 13:56:55
- Re: Seeking Wisdom, Bi-Monthly Mortgage Payments, CWilson, Sat, 19 Aug 2006 10:52:09
- Is it legal? Yes. Is it smart? I don't think so., Dick in Falls Church, Sat, 19 Aug 2006 10:20:04
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