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To add to Josh's point I feel you also need to consider the time value of money and burn rate. If you bought a BMW you would have shelled out a lot more than 26K and would have at least an extra $100 in your monthly payment. If you were to take that extra $100 each month, put it in a MM account at 6% you would probably even out after a couple of years. One of the reasons I always lease at least one of my cars is for this reason. Makes more sense... I never look at the car as an investment only what I can save buying one over the other.
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